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No Cost EMI with up to 10% Cashback - Pinelabs Payment Gateway

• Up to Rs. 7500* Cashback with No Cost EMI (3/6/9 month Tenure) on selected model

• Min transaction Amount Rs.10,000 for Microwave Oven & Rs. 15,000 for Other products.

• Up to 10% Cashback will only available with No Cost EMI option for the following bank users: AU, Axis ,BOB, Federal, HDFC, ICICI, IDFC, Induslnd, Kotak, One Card, RBL, SBI only.

• Cashback not available for 3 months EMI on HDFC and SBI Cards.

• On purchase from www.ifbappliances.com and choosing Pinelabs Payment Gateway.

No Cost EMI Upto 18 Months - Pinelabs Payment Gateway

• 12/18 month No Cost EMI available

• Minimum Order Value Rs.30,000

• No Cost EMI option for the following bank users: SBI, ICICI, Axis, SCB, Kotak Mahindra Bank, Bank of Baroda, Federal Bank, AU Bank, One Card, and IDFC only

• On purchase from www.ifbappliances.com and choosing Pinelabs Payment Gateway.

How to Avail

On website (www.ifbappliances.com)

• Step 1 - Select your desired product and click 'Buy Now'.

• Step 2 - Go to 'Cart' to purchase the product.

• Step 3 - Proceed through our checkout pages and select PineLabs as payment method.

• Step 4 - Make your payment using Credit Card/ Debit Card EMI




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No Cost EMI with up to 10% Instant Discount - Paytm Payment Gateway

• Up to Rs. 3,000 Instant Discount with No Cost EMI (3/6/9 month Tenure)

• 10% Instant Discount will only available with No Cost EMI option for the following bank users: AXIS,BOB,CITI,HDFC,ICICI,HSBC,IDBI,SCB,SBI credit card.

• No Cost EMI only available on minimum cart value of 15,000/

• On purchase from www.ifbappliances.com and choosing Paytm Payment Gateway.

How to Avail

On website (www.ifbappliances.com)

• Step 1 - Select your desired product and click 'Buy Now'.

• Step 2 - Go to 'Cart' to purchase the product.

• Step 3 - Proceed through our checkout pages and select Paytm as payment method.

• Step 4 - Make your payment using Credit Card EMI




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No Cost EMI up to 12 months Tenure - Bajaj Payment Gateway

• No Cost EMI ( 3/6/9/12 month Tenure) available on Bajaj Finserv Card.

Tenure Min Loan Amount
3 4,499
6 8,999
9 13,499
12 17,999

• On purchase from www.ifbappliances.com and choosing Bajaj Payment Gateway.

• Who purchase product on Website by availing loan using EMI Card during Offer Period and applies Promo Code “BFLDIWALI” at the time of check-out.

Transaction Amount Cashback
15,000 - 25,000 500
25,000 - 35,000 750
>35,000 1000

• To know your Bajaj FinServ Card details –
     SMS - "BFLAPP" to 9667712715 or Missed call no - 9210035555

How to Avail

On website (www.ifbappliances.com)

• Step 1 - Select your desired product and click 'Buy Now'.

• Step 2 - Go to 'Cart' to purchase the product.

• Step 3 - Proceed through our checkout pages and select Bajaj as payment method.

• Step 4 - Make your payment using Bajaj Credit Card EMI

Terms & Conditions

• These offers are valid only for customers purchasing online at www.ifbappliances.com or at an IFB Point.

• This offer cannot be combined with any other offer / discounts / promotions available on our website (www.ifbappliances.com) or at an IFB Point.

• The offer is valid only on select models.

• This offer is subject to product availability and delivery. In case the product you purchased is unavailable or cannot be delivered to your location, you can opt for another model from the range or cancel the order. If you have upgraded to a higher model, you would need to pay the price differential. If it is a lower model, you would be entitled to a refund of the difference amount.

• IFB Industries Ltd. reserves the right to cancel the order or disqualify anyone from the benefits of the offer in case the conditions of the offer are not met. If any fraudulent activity is found, prosecution will be carried out according to the purpose of availing the benefits under the offer.

• IFB Industries Ltd. reserves the right to discontinue / modify / change all or any of the terms applicable to the offers without assigning any reasons or prior intimation whatsoever.

• Offer is valid on MRP.

• Offer is valid till Sep 30,2022.

No Cost EMI Terms & Conditions

• No Cost EMI option is available only for the following bank users: Axis,ICICI, Bank of Baroda,Standard Chartered Bank.

• No Cost EMI facility is available for customers purchasing online at www.ifbappliances.com and at IFB Point.

• No Cost EMI is available for tenure options of 3 / 6 / 9 months.

• No Cost EMI option is available only on select products.

• No Cost EMI payment option is available only for purchases made using credit cards. This payment option is not available for purchases made using debit cards, net banking, cardless EMI, wallets or cash on delivery payment methods.

• Minimum order value should be Rs. 15,000 to avail EMI option.

• Customers opting for No Cost EMI will receive an upfront discount, at the time of purchase, equivalent to the interest to be charged by the bank, effectively giving them the benefit of a No-Cost EMI. The EMI payable every month will include the interest component payable on the discounted total selling price of the purchased No Cost EMI-eligible products.

• The discount applied upfront on choosing the No Cost EMI is provided by IFB Industries Ltd. and does not amount to EMI/interest waiver extended by the bank.

• The discretion to allow the payment lies with the bank issuing the credit card. IFB Industries Ltd. will have no obligation or liability for any issues with the transaction or in the event the bank refuses to process the transaction for any reason whatsoever.

• You may be charged service tax or other applicable taxes by the respective bank for these transactions.

• IFB Industries Ltd. will not charge a processing fee for availing the No Cost EMI option. However, the relevant bank may charge processing fees or cancellation charges as per their own internal policies. Such charges shall be paid by you to the relevant bank and IFB Industries Ltd. will have no liability or obligation to refund such charges in the event of return or cancellation orders.

• You shall be bound by the terms and conditions of your credit card as provided by its bank for availing of the EMI facility (“Finance Agreement”) and the IFB Industries Ltd. shall in no way be liable to you for any terms and conditions of the Finance Agreement nor in relation to any dispute that may arise between the bank and you.

• You will be responsible to consult your bank or card issuer on the mechanics of cancellations, refunds or pre-closures affecting the terms of the EMI offered, and the details of the interest or cancellation charges that may be levied for the same and to be aware of all relevant terms and conditions in this regard.

• Any disputes regarding the EMI scheme must be addressed in writing, by you directly with the bank and IFB Industries Ltd. will not be held responsible in this regard.

• IFB Industries Ltd. reserves the right to cancel the order in case the conditions of the offer are not met. If any fraudulent activity is found, prosecution will be carried out according to the purpose of availing the benefits under the offer.

• IFB Industries Ltd. reserves the right to discontinue / modify / change the no cost EMI option at its sole discretion without assigning any reasons or prior intimation whatsoever.

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