NO COST EMI DETAILS

Easy & Exciting Monthly Installments from IFB, just for you!

How to avail of No Cost EMIs

Step 1

Select your product and click 'Buy Now'

Step 2

Go to 'Cart' and Purchase the Product

Step 3

Select your desired Payment method during checkout

Step 4

Make your Payment using a Credit Card or a Debit Card in EMIs

Pay U

UP TO 20% INSTANT DISCOUNT ON NO-COST EMI TRANSACTION

Up to ₹9,000 Instant Discount with No Cost EMI (3/6/9 month Tenure).
Available with No Cost EMI option for the credit card users of the following banks: Kotak Mahindra, Amex, IDFC, AU Small Finance, Bank of Baroda, Federal, DBS, ICICI, ICICI Amazon and Axis Bank.
Also, available with No Cost EMI option for the debit card users of the following bank: ICICI Bank.
Minimum transaction value is ₹10,000 for microwave oven and ₹15,000 for other products.

NO COST EMI 3/6/9/12/18/24 MONTHS TENURE

For transactions above ₹30,000, avail No Cost EMI up to 18 months.
For transactions above ₹15,000, avail No Cost EMI up to 9 months.
No Cost EMI options are available for the credit card users of the following banks: AUSF, American Express, AXIS, ICICI, BOB, CITI, SBI, HDFC, HSBC, KOTAK, IDBI, IDFC, RBL, SCB, One Card, IndusInd and Yes Bank.
Note: No Cost EMI / Instant Discount / Cashback are not applicable on Corporate Credit Cards.

GUIDE TO AVAIL

Please Select PayU Payment gateway. Once done, the below gateway interface will get displayed.

To avail the Instant discount offer, Under the "PAYMENT OPTION" option, click on EMI
Once you have selected "EMI", the below interface will get displayed

Instant discount is available only on "NO COST EMI" and is currently available on Credit cards only
Click on the "Credit Card EMI" option

Click on your choice of bank, currently offer is available on ICICI, KOTAK, BOB and AU finance credit cards only

Enter your credit card details, and select EMI tenure (3,6,9) months to avail Instant discount

Happy Shopping!!

Why avail of an EMI?

NO HIDDEN CHARGES

FLEXIBLE EMI
(3- 12 MONTHS)

100% ONLINE
PROCESS

ADDITIONAL DISCOUNTS
& CASHBACK

Take a look at what an EMI plan looks like!

AFTER PLACING ORDER
Discounted amount paid to bank
(₹30,000 - ₹638)

₹29,362

AFTER 4 -7 WORKING DAYS
Amount reversed by the bank and converted into EMI

₹29,632

MONTHLY INSTALLMENTS you will pay ₹10,000 every month for 3 months. As you pay your EMI, your credit limit will be released

Final amount paid by you ₹30,000

Note:

A processing fee may be charged by the bank for an EMI order, check bank charges on EMI transaction here.
The bank will continue to charge interest even on No Cost EMI plans as per the existing rates. However, the interest charged by the bank will be processed as an upfront discount