Easy & Exciting Monthly Installments from IFB, just for you!
How to avail of No Cost EMIs
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Step 1 Select your Product and click 'Buy Now' |
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Step 2 Go to 'Cart' and Purchase the Product |
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Step 3 Select Paytm Payment method during checkout |
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Step 4 Make your Payment using a Credit Card or a Debit Card in EMIs |
UP TO 20% INSTANT DISCOUNT ON NO-COST EMI TRANSACTION
- Up to ₹9,000 Instant Discount with No Cost EMI (3/6/9 month tenure).
- Available with No Cost EMI option for the credit card users of the following banks: Kotak Mahindra, Amex, IDFC, AU Small Finance, Bank of Baroda, Federal, DBS, ICICI, ICICI Amazon and Axis Bank.
- Also, available with No Cost EMI option for the debit card users of the following bank: ICICI Bank.
- Minimum cart value Microwave Oven ₹10,000 and other products ₹15,000.
NO COST EMI 3/6/9/12/18/24 MONTH TENURE
- No Cost EMI (3/6/9/12/18/24 month Tenure).
- Available with a No Cost EMI option for the credit card users of the following banks: AU, AMEX, AXIS, BOB, CITI, SBI, HDFC, HSBC, Kotak, ICICI, IDBI, IDFC, RBL, SC, One Card, YES, IndusInd Bank.
- Minimum cart value Microwave Oven ₹10,000 and other products ₹15,000.
- Note: No Cost EMI / Instant Discount / Cashback are not applicable on Corporate Credit Cards.
Why avail of an EMI?
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NO HIDDEN |
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FLEXIBLE EMI |
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100% ONLINE |
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ADDITIONAL DISCOUNTS & CASHBACK |
Take a look at what an EMI plan looks like!
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AFTER PLACING ORDER Discounted amount is paid to the bank ₹29,362 |
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AFTER 4 -7 WORKING DAYS ₹29,632 |
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MONTHLY INSTALLMENTS |
MONTHLY | INSTALLMENT | INTEREST | PRINCIPAL |
1st EMI | ₹10,000 | ₹31 | ₹9,682 |
2nd EMI | ₹10,000 | ₹213 | ₹9,787 |
3rd EMI | ₹10,000 | ₹107 | ₹9,893 |
TOTAL | ₹30,000 | ₹638 | ₹29,362 |
Final amount paid by you ₹30,000
Note:
- A processing fee may be charged by the bank for an EMI order, check bank charges on EMI transaction here.
- The bank will continue to charge interest even on No Cost EMI plans as per the existing rates. However, the interest charged by the bank will be processed as an upfront discount