Easy & Exciting Monthly Installments from IFB, just for you!
How to avail of No Cost EMIs
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Step 1 Select your Product and click 'Buy Now' |
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Step 2 Go to 'Cart' and Purchase the Product |
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Step 3 Select Paytm Payment method during checkout |
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Step 4 Make your Payment using a Credit Card or a Debit Card in EMIs |
NO COST EMI UP TO 15℅ INSTANT DISCOUNT
- Up to ₹7,500 Instant Discount with No Cost EMI (3/6/9 month tenure)
- Available with No Cost EMI option for the credit card users of the following bank: AU, BOB, YES, AXIS, HDFC& FEDERAL.
- Minimum cart value Microwave Oven ₹10,000 and other products ₹15,000
UP TO 5% INSTANT DISCOUNT ON FULL SWIPE TRANSACTION
- Available on Full Swipe Transaction for the Debit/Credit card users of the following bank: HDFC CC/DC (Full Swipe).
NO COST EMI 3/6/9/12/18 MONTH TENURE
- No Cost EMI (3/6/9/12/18 month Tenure)
- Available with No Cost EMI option for the credit card users of the following bank: ICICI, AXIS, HDFC, SBI, BOB, Indus, City, Yes, Kotak and Amex.
- Minimum cart value Microwave Oven ₹10,000 and other products ₹15,000
5% instant discount up to 2000 on HDFC CC Full Swipe Transaction on Paytm.
NOTE: No Cost EMI / Instant Discount / Cashback not applicable on Amazon ICICI Bank Credit Card and any corporate cards.
Why avail of an EMI?
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NO HIDDEN |
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FLEXIBLE EMI |
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100% ONLINE |
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ADDITIONAL DISCOUNTS & CASHBACK |
Take a look at what an EMI plan looks like!
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AFTER PLACING ORDER Discounted amount is paid to the bank ₹29,362 |
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AFTER 4 -7 WORKING DAYS ₹29,632 |
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MONTHLY INSTALLMENTS |
MONTHLY | INSTALLMENT | INTEREST | PRINCIPAL |
1st EMI | ₹10,000 | ₹31 | ₹9,682 |
2nd EMI | ₹10,000 | ₹213 | ₹9,787 |
3rd EMI | ₹10,000 | ₹107 | ₹9,893 |
TOTAL | ₹30,000 | ₹638 | ₹29,362 |
Final amount paid by you ₹30,000
Note:
- A processing fee may be charged by the bank for an EMI order, check bank charges on EMI transaction here.
- The bank will continue to charge interest even on No Cost EMI plans as per the existing rates. However, the interest charged by the bank will be processed as an upfront discount