Easy & Exciting Monthly Installments from IFB, just for you!


How to avail of No Cost EMIs

Step 1

Select your product and click 'Buy Now'

Step 2

Go to 'Cart' and Purchase the Product

Step 3

Select your desired Payment method during checkout

Step 4

Make your Payment using a Credit Card or a Debit Card in EMIs


   

  NO COST EMI UP TO 15% INSTANT DISCOUNT

  • Up to  ₹7,500 Instant Discount with No Cost EMI (3/6/9 month tenure)
  • Available with a No Cost EMI option for the credit card users of the following banks: IndusInd, BOB, Axis, Yes, and One Card.
  • Also, available with No Cost EMI option for the ICICI and Kotak debit card users.
  • Up to ₹2000 Instant Discount on Full Swipe with HDFC Credit and Debit card.
  • Minimum cart value Microwave Oven ₹10,000 and other products ₹15,000

 NOTE: No Cost EMI / Instant Discount / Cashback not applicable on Amazon ICICI Bank Credit Card and any corporate cards.

 

 


Why avail of an EMI?

NO HIDDEN CHARGES

FLEXIBLE EMI
(3- 12 MONTHS)

100% ONLINE
PROCESS

ADDITIONAL DISCOUNTS
& CASHBACK


Take a look at what an EMI plan looks like!

AFTER PLACING ORDER
Discounted amount paid to bank
(₹30,000 - ₹638)

₹29,362

AFTER 4 -7 WORKING DAYS
Amount reversed by the bank and converted into EMI

₹29,632

MONTHLY INSTALLMENTS you will pay ₹10,000 every month for 3 months. As you pay your EMI, your credit limit will be released

MONTHLY INSTALLMENT INTEREST PRINCIPAL
1st EMI ₹10,000 ₹31 ₹9,682
2nd EMI ₹10,000 ₹213 ₹9,787
3rd EMI ₹10,000 ₹107 ₹9,893
TOTAL ₹30,000 ₹638 ₹29,362

Final amount paid by you ₹30,000

 

Note:

  • A processing fee may be charged by the bank for an EMI order, check bank charges on EMI transaction here.
  • The bank will continue to charge interest even on No Cost EMI plans as per the existing rates. However, the interest charged by the bank will be processed as an upfront discount
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